
About Johnny Dao, MFA-P, IBC Practitioner
Asset Structuring Specialist
When I made the decision to immigrate to Canada many years ago, little did I know that I would face numerous obstacles and challenges along the way. As I worked tirelessly to establish myself, the weight of financial stress began to build, leaving me with a lingering sense of unease. Like many other Canadians, I found myself relying on the guidance of the Government and Financial Industry, hoping they would provide the key to winning the financial game and attaining true independence.
As a serial entrepreneur, I experienced my fair share of triumphs and setbacks. Yet, even as I accumulated wealth, I couldn’t shake the feeling of unrest when it came to my financial well-being. It became clear to me that adhering to the prescribed strategies laid out by the government and financial institutions was not yielding the growth and prosperity I had anticipated. I started to question: How do Canadians come out on top when their hard-earned wealth unknowingly and unnecessarily erodes due to factors such as inflation, banking fees, and the interest we continually pay to the government and financial institutions? Was the game rigged?
Driven by a pursuit of financial literacy and answers, I embarked on a transformative journey. It was during this quest that I stumbled upon a revelation about the true nature of money and interest and how those who grasp the rules can harness the power of interest to grow their wealth. Meanwhile, the majority of Canadians unwittingly pay interest and watch their wealth dwindle away. This revelation came in the form of the Infinite Banking Concept (IBC). The Infinite Banking Concept ignited a fire within me, and it has since become my life’s passion to share what I have learned with others, especially fellow immigrants, so that they too can construct a solid financial foundation, build their wealth, and ultimately forge a brighter future in Canada.
Through our financial GPS, we offer guidance to navigate the treacherous roads to financial success and independence. Let’s set you on the path towards achieving your financial goals.
About Antonio Maddalena
LEGAL REPRESENTATIVE
Antonio Maddalena was born and raised in Hamilton, and worked with a major Trust Company after graduating from Mohawk College with a Diploma in business administration in 1983. He later left the financial services sector and returned to McMaster University to obtain an Honours Bachelor of Commerce Degree in 1989, before attending the University of Western Ontario where he obtained a Bachelor of Laws Degree in 1992. Called to the bar in 1994, he worked at a prominent Hamilton law firm and operated a sole practice prior to joining Camporese Sullivan Di Gregorio in October of 2013.
Antonio has focused his law practice in the areas of Corporate/Commercial Law, Estates, Trusts and Wills Law, and Real Estate Law. Antonio has represented public and private institutions, as well as individuals, partnerships and corporations, and regularly counsels them in their daily operations.
Representative Legal Matters Include:
- Secured Financing
- Mergers, Acquisitions and Divestitures
- Incorporations, Reorganizations and Corporate Governance Joint Venture and Partnership Formation and Governance
- Commercial and Business Agreements and Transactions
- Wills, Powers of Attorneys and Trusts
- Estate and Business Succession Planning
- Estate Administration
- Charitable Gift Giving
- Commercial & Residential Real Estate, Leases and Development
Antonio strives to provide unique and practical legal advice, with an emphasis on personal attention, service and value to his clients.
Antonio is a member of the Hamilton Law Association, and has sat as a member of various non-profit Boards of Directors.


Gerry J. Hogenhout, CPA, CGA, CFP, AMP
CHARTERED PROFESSIONAL ACCOUNTANT | CERTIFIED FINANCIAL PLANNER
Gerry cut his teeth in the tax department at Deloitte Touche Chartered Accountants before entering the investment world and eventually becoming the only Canadian to be licensed in all 5 of the different regulated investment marketplaces (stocks, bonds, mutual funds,
private equity, mortgages and insurance) while also holding a Chartered Professional Accountant designation. Today, Gerry continues his public accounting as a tax accountant while operating Canadian Investment Services, an investment company that focuses on various real estate-related investment opportunities for their clients. Gerry is also a Certified Financial Planner, offering financial planning and estate planning services.